The income-driven repayment program calculates your new payments based on your income, household size, and expenses, not on the balance of your loan. Our team of professionals can help you prepare the documentation needed to apply for a student loan repayment program which can reduce or even eliminate your monthly payments.
Through the Public Service Loan Forgiveness (PSLF) program, almost 100% of your federal loans will be forgiven (which has been around since Oct 1, 2007). Employees of the federal, state, and local governments, as well as non-profit 501(c)(3) organizations, are eligible. In order to qualify for the program, you need to be working full-time (30 hours minimal) while also making payments on your loans. In order to qualify, you must make at least 10 years' worth of payments/ 120 qualified payments.
All Income-Driven Repayment programs require you to certify your income and/or occupation annually. This is vital when it comes to successfully obtaining student loan forgiveness. Our company can prepare your recertification paperwork each year, so you don't forget! We automate this process making it seamless and stress-free! We'll make sure your documents are prepared correctly and submitted to the Department of Education so you can actively remain in your program without any risk of jeopardization.
We offer assistance in removing defaulted status on student loans by submitting required documents on your behalf and working directly with the collection agency. Achieve a fresh start within 30-45 days, faster than the common 9-12 month rehabilitation program.
Expert services to swiftly stop wage garnishments (15% per check) and eliminate defaulted status on student loans within 6 months, a significant improvement over the usual 9-12 months. With over 10 years of default and garnishment experience, we guarantee effective and timely solutions for our clients.
DAC provides comprehensive services to halt IRS tax garnishments and restore defaulted student loans to good standing in just 6 months, significantly faster than the usual 9-12 months. With a decade of expertise in defaults and garnishments, DAC ensures efficient and successful resolutions for our clients.
Our well-experienced staff will work diligently to prepare all the necessary documents and supplemental information needed to qualify!
Our processing department will precisely submit any and all prepped applications ready for submission and update you every step of the way until approved!
Once approved, you will receive a final approval letter with your new payment date and amount (and your PSLF results, if applicable). Enjoy your new low monthly student loan payments and possible loan forgiveness!
DOC AID CENTER
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Disclaimer: WE ASSIST WITH STUDENT LOAN DOCUMENT PREPARATION
DOC AID CENTER (DAC), does not negotiate, adjust or settle debts. We are in the business of professional document reparation only! All federal student borrowers are able and encouraged to apply for any federal repayment or forgiveness programs through the US Department of Education for free, without paying fees to any entity. Nothing on this site constitutes an official qualification or guarantee of the result. DAC is a private company not affiliated with the Department of Education of the Federal Government.
Our Value: We provide a white-glove service where we assist you in finding out what you qualify for, filling out the documents correctly so you do not get denied, and assigning a case manager processing specialist so you have someone to call with any questions along the way.
All rights reserved. Disclaimer: DAC, is not affiliated with the following: any local, state, or federal government agencies; the Department of Education; or any student loan servicers, lenders, or providers. We are not a lender, and we are not a legal advice service. We are an independent company that specializes in the development and administration of documents to assist debtors with the necessary paperwork needed to complete the federal student loan consolidation and/or forgiveness process. If you need legal or financial advice please contact an attorney or A Financial Professional. Ability to Apply for Relief: You can apply for loan consolidation or alternative repayment programs on your own, without paid assistance, through the DOE at studentaid.gov. Each of the DOE’s student loan forgiveness programs has specific conditions and requirements that must be satisfied, and borrowers may not qualify under any of these programs.