we can assist you with:

  The income-driven repayment program calculates your new payments based on your income, household size, and expenses, not on the balance of your loan. Our team of professionals can help you prepare the documentation needed to apply for a student loan repayment program which can reduce or even eliminate your monthly payments.   

  Through the Public Service Loan Forgiveness (PSLF) program, almost 100% of your federal loans will be forgiven (which has been around since Oct 1, 2007). Employees of the federal, state, and local governments, as well as non-profit 501(c)(3) organizations, are eligible. In order to qualify for the program, you need to be working full-time (30 hours minimal) while also making payments on your loans. In order to qualify, you must make at least 10 years' worth of payments/ 120 qualified payments.   

  All Income-Driven Repayment programs require you to certify your income and/or occupation annually. This is vital when it comes to successfully obtaining student loan forgiveness. Our company can prepare your recertification paperwork each year, so you don't forget! We automate this process making it seamless and stress-free! We'll make sure your documents are prepared correctly and submitted to the Department of Education so you can actively remain in your program without any risk of jeopardization.  

 We offer assistance in removing defaulted status on student loans by submitting required documents on your behalf and working directly with the collection agency. Achieve a fresh start within 30-45 days, faster than the common 9-12 month rehabilitation program. 

Expert services to swiftly stop wage garnishments (15% per check) and eliminate defaulted status on student loans within 6 months, a significant improvement over the usual 9-12 months. With over 10 years of default and garnishment experience, we guarantee effective and timely solutions for our clients. 

 DAC provides comprehensive services to halt IRS tax garnishments and restore defaulted student loans to good standing in just 6 months, significantly faster than the usual 9-12 months. With a decade of expertise in defaults and garnishments, DAC ensures efficient and successful resolutions for our clients.